Frequently Asked Questions of Title Insurance For Homebuyers

A title is your ownership right to your property.

A title search is a standard part of the home buying process that is conducted to uncover issues that could prevent your right to the property. Your closing agent reviews public records to see if there are problems or defects that could cause you legal issues.

If you're buying a home, title insurance is a policy that protects your investment and property rights. There are two different types of title insurance: owner's policy and lender's policy.

Purchasing owner's title insurance is a smart decision because it is the best way to protect your property from future legal claims.

The one-time payment for owner's title insurance is low relative to the value of your home. The typical owner's title insurance policy costs around 0.5% of the home's purchase price.

Your owner's insurance policy lasts as long as you own your property. Your life will change over time, but your peace of mind never will.

You sign the legal documents and receive the keys to your home.

Your settlement agent will assist you throughout your real estate transaction to bring it to a successful closing.

As agents, our focuses are to to provide top-notch customer service, team development, unprecedented standards for people-oriented transactions, and training new team members.

Marsha and Tammy began opening Homeland Title, LLC., summer of 2020, because of the back-up and demand for more closing agencies and title insurance in Alabama. Homeland Title has positioned itself with a top notch attorney in the area and advisement from experienced closing admins. With partnership and guidance from Fidelity National Financial and Commonwealth Title Insurance, Homeland Title, LLC., aims to be THE closing agency for the north Alabama area.